"You get afraid to make another claim because they will cancel your insurance."
Canada’s climate is getting hotter and wetter and it may have an impact on your mental health.
That’s what experts are warning as Canada’s climate continues to shift dramatically, causing severe flooding in many parts of the country, and even droughts and fires in parts of the Prairies and the West Coast.
It’s extreme weather events like those experienced in the 2016 wildfires in Fort McMurray and the 2013 floods in Toronto that can trigger mental-health disorders such as anxiety and depression, as well as post-traumatic stress disorder (PTSD).
A recently released study from the Intact Centre on Climate Adaptation (ICCA) "adds a new dimension to our understanding of the pernicious impacts of flooding – long term mental stress, combined with lost time from work, underscore the need for all levels of government to act with haste to promote home flood protection across Canada," said Blair Feltmate, ICCA head and professor at the Faculty of Environment.
The financial fallout following an event can also take its toll. According to the University of Waterloo’s Intact Centre on Climate Adaptation and Manulife and Intact Financial Corporation, the average cost of a flooded basement in Canada is $43,000.
But when it comes to taking preventative measures, only 29 per cent of Canadians say they are taking actions to protect their home from flooding, according to the University of Waterloo report. And only six per cent are aware that their house is located in a flooding region.
The recent release of the study was covered by a number of media sources, including Global News, the Windsor Star, the Insurance & Investment Journal, Cision News Wire, the Morning Star, and Benefits Canada.