Finance, including Student Financial Services, will be closed on Monday, December 17 from 12:00 p.m. to 1:30 p.m. for a special holiday event. If students have questions during that time, please e-mail firstname.lastname@example.org or call ext. 38466.
Incidental fees are non-tuition fees charged to your student account each term you are enrolled in at least one on-campus course. They must be covered in full by payment or a Promissory Note for you to become Fees Arranged.
If your on-campus course load reaches or exceeds 1.5 units in a four-month term, you are assessed applicable co-op fees and full-time incidental fees.
If you are enrolled in fewer than 1.5 on-campus credits, you will only be charged part-time incidentals. This means you will need to self-enrol in supplementary health and dental coverage and other student services, if you want to participate.
Refunds are available for some of these fees. Please review the information below for details.
A particular four-month period of course study
- Fall Term – September to December;
- Winter Term – January to April;
- Spring Term – May to August.
An additional fee assessed to students in the Co-operative Education program who are enrolled in 1.5 or more credits in a term.
Co-op and Work Report Marking fees are not directly related to specific work terms, but are charged over a defined number of academic terms, depending on the program.
For an explanation of how the co-op fee is determined and assessed, please see the Co-operative education website.
Tuition rates for co-op programs
Are set at a rate $14.00 per term higher than the corresponding rate for Regular programs in accordance with the guidelines approved by the Ministry of Training, Colleges and Universities to contribute to the cost of marking work reports.
Note: Contact Student Financial Services to confirm the number of Co-op and Work Report Marking fees required by your program. Once the required number of Co-op and Work Report Marking fees have been paid for the particular program, any additional Co-op and Work Report Marking fees charged to you in subsequent academic terms may be reversed upon request to Student Financial Services.
A refundable fee assessed to all on campus full-time 1A students during the Fall term (except Optometry students) to support the special events offered during Orientation Week.
The opt-out deadline is at the end of the day on Labour Day each year. Opting out of Orientation Week must be done online through the Registration link at uwaterloo.ca/orientation.
Appeals for special circumstances that do not meet the deadline can be sent by e-mail to the Federation of Students - Orientation & Special Events Manager.
Federation of Students Fee
This is a non-refundable fee initiated in Spring 1992. A full breakdown of the services provided by your student union is available on the Federation of Students website.
Federation of Students Administered fees
This is a bundled fee. A breakdown of the fee is available from the Federation of Students and includes charges for the following:
FEDS Health & Dental Plans – this fee is refundable by following the on-screen instructions; students may opt-out annually during the change of coverage period in September (or your first academic term in the year, if that is not Fall term). This coverage is supplementary to either a Canadian provincial health plan or UHIP.
Canadian or Permanent Resident students who are not covered by a Canadian provincial health plan which is effective while studying in Ontario (eg. OHIP) must visit the Student Accounts office to enrol in UHIP
The FEDS Health & Dental Plan fee is charged to all full-time undergraduate students enrolled in three or more on-campus courses (1.5 or more units). Students enrolled in online courses only are not eligible for the FEDS Health & Dental coverage. Students enrolled in fewer than three on-campus courses will need to self-enrol in the coverage at www.ihaveaplan.ca during the Change of Coverage period for that term.
- Canadian or Permanent Resident students who are not covered by a Canadian provincial health plan which is effective while studying in Ontario (eg. OHIP) must visit the Student Accounts office to enrol in UHIP
- UPass – a non-refundable fee assessed to all full-time undergraduate students enrolled in three or more on-campus courses (1.5 or more units) allowing them unlimited access to Grand River Transit services. Please contact the Federation of Students for more information.
- Student Refugee Program - a refundable fee approved by student referendum in February 2008 to support the University of Waterloo World University Service of Canada Student Refugee Program, beginning Fall 2008. Please contact the Federation of Students in person to obtain a refund.
|Full-time course load
(three or more courses on-campus)
|Full-time course load
(three or more courses but only one or two of the courses are on-campus)
|Full-time or part-time course load
(all courses online)
|Part-time course load
(one or two courses on-campus)
A non-refundable premium for Non-Resident Health Insurance coverage, assessed to all international students. All international students at University of Waterloo will be automatically enrolled into UHIP as they become "Fees Arranged" each term. Students will then receive their coverage card by e-mail each term directly from Sun Life.
More information about UHIP and supplementary health and dental coverage is available on our Student Health & Dental Insurance page.
Coverage is Required
As a student at University of Waterloo, you are required to maintain continuous UHIP coverage for the duration of your academic career, even during a non-academic term.
Dependant coverage for an additional fee is compulsory and you must enrol your dependants within thirty days of their eligibility (arrival in Canada, expiration of comparable coverage, marriage). Enrolling dependants more than thirty days after they become eligible will trigger a $500.00 penalty charged to your student account. Original passports for each dependant must be presented at time of enrolment.
UHIP coverage is also compulsory for Canadian or Permanent Resident students who are not covered by a Canadian provincial health plan (eg. OHIP) during the three month OHIP waiting period. Please visit the Student Financial Services office to enrol in UHIP.
Health Services Building fee
A non-refundable fee assessed to all full-time students whose home campus is in Waterloo or Kitchener (i.e. excludes Cambridge and Stratford campuses) approved by student referendum in 2009/2010 and approved by the Board of Governors in April 2013. The fee pays for the addition to the Health Services facility.
Student Services fee
A non-refundable fee assessed to all full-time and part-time students in accordance with the Student Services Protocol signed in March 1994 and approved by the Board of Governors in April 1994. Services include:
Accessible Transportation Service for Students with Disabilities
Athletics & Recreation
Centre for Career Action
Organizational & Human Development
Student Success Office
Student Security Service (campus shuttle and satellite taxi service)
Writing and Communication Centre
A refundable fee payable at the term due date, to support the student newspaper, Imprint. Refunds may be requested in person by visiting the Imprint office within three weeks of the start of lectures for each term.
Sandford Fleming Foundation
A refundable fee assessed to all full-time Engineering students, payable at the term due date, to support development of co-operative engineering education. Refunds may be requested in person by visiting the Sandford Fleming Foundation office within three weeks of the start of lectures for each term.
Faculty of Science Foundation
A refundable fee assessed to all full-time Science and Optometry students, payable at the term due date. Refunds may be requested online from the Faculty of Science Foundation website within three weeks of the start of lectures for each term.
Student Society Fees
A refundable fee assessed to all full-time on-campus students in specific faculties, payable at the term due date, to support student society activities. Refunds may be requested in person by visiting the specific student society office within three weeks of the start of lectures for each term.
Student Endowment Funds
(Accounting & Finance, Applied Health Sciences, Arts, Engineering, Environment, Math, Science)
A refundable fee assessed to full-time on-campus students in various faculties, payable at the term due date, to support updates to laboratory facilities, teaching equipment, or provide course enrichment not otherwise possible. For details, please see:
Refunds may be requested online by visiting the Endowment Fund websites listed above within three weeks of the start of lectures for each term. See the Refunds page for information on the timing of refunds.
If you became "Fees Arranged" by submitting a Promissory Note and there is still a balance on your account, your Endowment Fund refund will be automatically applied to your outstanding balance.
Students who do not request a refund for the Endowment Fund fee will receive a uWaterloo donation receipt when receipts for tax purposes are sent to students.