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Health and dental insurance

This site provides information for Graduate Students at the University of Waterloo.  If you are an Undergraduate Student please visit the FEDS, or visit the studentcare office in the Health Services Building, room 1006.

Graduate Students:

The Student supplementary Health & Dental Plans are designed to provide many important services and cover expenses not covered by a basic health-care plan, such as: prescription drugs, dental care, eye exams and eyeglasses, and more.

Your Student Health & Dental Plan does not replace basic medical coverage such as the Ontario Health Insurance Plan (OHIP) or equivalent coverage such as the University Health Insurance Plan (UHIP) for International Students.  You must have OHIP, another provincial Health Insurance Plan, or UHIP to be eligible to use the extended health coverage provided through you Student Plan.  Graduate students who are enrolled in an on-line program are not included in the Health & Dental Plans.

The Student Plan can be combined with another health and dental plan (i.e. a parent or spouse’s employee benefit plan) to maximize overall coverage and save on health-care costs.  Alternatively, if students are covered by another extended health and/or dental plan, they may opt out online at during the Change-of-Coverage Period.

The Change-of Coverage Period is at the  beginning of the first term in which the student is enrolled for each Academic Year.  Students already covered by an equivalent health plan can opt out and receive reimbursement for the health portion of the Plan by providing proof of coverage by an equivalent health plan.  Students can’t opt out of the FEDS/GSA Health Plan if they’re only covered by OHIP or equivalent health-care coverage.  They may opt out of the Dental Plan and receive reimbursement for the dental portion of the Plan without submitting proof of equivalent dental coverage.  Opt outs and enrolments are effective for the entire policy year.  If you opt out, you will still be assessed the Plan fee in subsequent Academic Terms.  However, you will not have to opt out again from the Plan during this policy year.  You will receive a reimbursement cheque each Term that you are assessed the Health & Dental Plan fee for the policy year.  For any special circumstances, go to the Health and Dental Plan Office in the Health Services Building, room 1006, during the Change-of-Coverage Period.

For detailed information on coverage, fees, or enrolment and opt-out deadlines, visit

View our extended Frequently Asked Questions (FAQs) on the Health and Dental plans.

If you have any other questions, please contact Rose Vogt at


Campus Office is located in
Health Services, room 1006.

"Students can come to the campus office for general information and to submit claims as well."

Plan costs:
Health - $62.00/term
Dental -$81.00/term

Your Group Numbers:
(Health Benefits: 83307)
(Dental Benefits: 50149)

Claim Forms

Travel Health Passport

Change of Coverage Deadlines
(Opt out/Add dependents)