Health and Dental Insurance

This site provides information for Graduate Students at the University of Waterloo.  If you are an Undergraduate Student please visit the FEDS, or visit the Studentcare office in the Health Services Building, room 1006.

Graduate Students

Graduate students registered in full-time or part-time "regular" classified programs are automatically included in the Health and Dental Plans and fees are included as part of the "GSA Administered Fees".

Graduate students enrolled in a program classified as "online" or "distance education" are not eligible for the Health & Dental Plans.  "GSA Administered Fees" ancillary fees are not applied to their financial statements.

The student supplementary Health & Dental Plans are designed to provide important services in addition to the basic provincial healthcare plan. To be eligible for the supplementary plans, students must have OHIP,  coverage from another province, or UHIP, which cover expenses such as visits to your doctor or the hospital.

The GSA Health and Dental Plans cover:

  • prescription drugs
  • dental care
  • eye exams and eyeglasses
  • out of country travel coverage
  • alternative medical services, such as massage, chiropractic, physiotherapy, counselling, and much more.

The student plans can be combined with other health and dental plans (i.e. a parent or spouse’s employee benefit plan) to maximize overall coverage and save on healthcare costs. Students can also enrol their spouses and children on the plan.

Alternatively, if students are covered by another extended health and/or dental plan, health and dental plan opt-out is available during the Change-of-Coverage Period.

  • Students may opt out of the FEDS/GSA Health Plan by submitting proof of coverage from another extended plan.
  • Students may opt out of the Dental Plan and receive reimbursement for the dental portion of the plan without submitting proof of equivalent dental coverage.
  • Opt-outs and enrolments are effective for the entire policy year (September 1st - August 31st). If a student opts out, they will still be assessed the plan fee in subsequent Academic Terms, but will automatically receive a reimbursement for each Term that they are assessed the Health & Dental Plan fee for the policy year.

If you have any other questions as a graduate student, please contact Rose Vogt.

Visit StudentCare for more details on your coverage.

student care logo

Campus Office is located in
Health Services Building, room 1006.

Plan costs:
Health - $62.00/term
Dental -$81.00/term

Your Group Numbers:
(Health Benefits: 83307)
(Dental Benefits: 50149)