<?xml version="1.0" encoding="UTF-8"?><xml><records><record><source-app name="Biblio" version="7.x">Drupal-Biblio</source-app><ref-type>6</ref-type><contributors><authors><author><style face="normal" font="default" size="100%">Nathwani, J.S</style></author><author><style face="normal" font="default" size="100%">N. C. Lind</style></author><author><style face="normal" font="default" size="100%">Pandey, M.D.</style></author></authors></contributors><titles><title><style face="normal" font="default" size="100%">Affordable Safety by Choice- the Life Quality Method</style></title></titles><dates><year><style  face="normal" font="default" size="100%">1997</style></year></dates><urls><web-urls><url><style face="normal" font="default" size="100%">https://wise.uwaterloo.ca/documents/jatin-nathwani/jn_books/affordable_safety_by_choicepdf</style></url></web-urls></urls><publisher><style face="normal" font="default" size="100%">Inst. for Risk Research, University of Waterloo</style></publisher><language><style face="normal" font="default" size="100%">eng</style></language></record></records></xml>