Applying for a competitive program

Kyrie standing near the University of Waterloo sign on Seagram Drive

The competition is on!

One thing that I had not quite considered while looking into programs was, what if I want to apply for a competitive program? When I hear about people applying for competitive programs I tend to think of the stereotypes: universities only letting in people with a 98% GPA (grade point average) or higher, or you have to have 90’s in every math course you could ever take even if they don’t offer it at your school.

Academic preparation for AFM

Kyrie smiling as if she is in a conversation with someone

Be prepared

Something that surprised me about the requirements for the Accounting and Financial Management (AFM) program was that you do not need any previous knowledge of accounting or finance. The requirements to get into AFM are a minimum of 75% in grade 12 U level English, advanced functions, and calculus and vectors.

Is AFM the right fit for me?

Kyrie standing outside the SAF wing in Hagey Hall

Learning something new.

At the beginning of my research on university programs, I did not know what the Accounting and Financial Management (AFM) program was, but I was intrigued and wanted to know more.

Double major, minor, and elective courses

Kyrie with Vivian Diec outside Tatham Centre

How do I choose?

Have no idea what the difference is between a double major, minor, or elective courses? I didn’t either until I started doing research on university.

Understanding majors and minors

Kyrie wearing an orange beyond ideas University of Waterloo button

So many choices … so many opportunities to be unique!        

When I began looking into university programs, I realized that I was unfamiliar with what a major or minor was, or even the process of declaring a major.

Choosing a program and courses

Kyrie with Porcellino

Programs, courses, majors, oh my!

When I first started looking into university and university applications, I did not know the difference between programs and courses. I thought they were the same thing or similar to school subjects.

Picking a Program

They expect me to pick just one?

When I first began thinking about university, I thought I knew exactly which programs I wanted to apply for. Turns out I was wrong. Even though I did a lot of research, there are so many programs and so much information.

SAF Goes International - Hong Kong 2018

international study trip group picture 2018

This past August 2018, Professor Steve Balaban and his students in the AFM 334, formerly known as AFM 415, International Study Course learned more about the practicalities of international accounting and finance in Hong Kong. Check out what some of the students had to say about their experience with this course.

Where to research University?

kyrie looking at bulletin board

What am I doing?

Do you know where to go when you’re ready to start researching university programs? No?

How soon to find out more about university?

kyrie looking up at flags on Waterloo campus

As someone who is just going into grade 11 I’ve been told by quite a few people that it’s too soon for me to look into university, but is it? Looking into the university of your interest isn’t something you have to wait until grade 12 to do or until you’re about to apply. Waiting until you’re in grade 12 might be too late.


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