Happy to share my story!
I was looking for basic cancellation/interruption insurance for a 12-night trip my spouse and I are taking in February (I already have basic medical coverage through UW). On our last couple of trips I took a chance and didn’t get insurance, but I wasn’t comfortable with that, so I was getting quotes for just the cancellation/trip interruption plans. I had 3 quotes, all in the high $300-mid $400 range. I was still mulling it over (and thinking about taking my chances again!), when I got an email from our Staff Association, talking about trip insurance with Johnson. So I did an online quote – the cost will be about the same as the more expensive quotes I had, but: It includes medical, and it never hurts to have extensive medical coverage when travelling! And, it’s good for as many trips as we care to take over the year! I will be retiring in a few years and I don’t know what my insurance coverage through UW will be like then. I asked the Johnson rep, and I will be able to keep the travel insurance. So we will be able to take off whenever we want, and I can tell you it is a load off my mind to know we are covered if something happens!