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How do I apply for OSAP?

How to start a new OSAP application

The OSAP year is the same as your academic year; it begins in the fall term and proceeds to the following spring term. You will need to apply for OSAP each academic year. The OSAP application is generally available in May of each year for the upcoming academic year.

Apply online

The OSAP application is available on the OSAP website

To apply online you will need an OSAP account.  If you already have an OSAP account and have forgotten your Ontario Access Number (OAN) or password please visit the financial aid office of any Ontario college or university for assistance.  Be sure to have your government issued photo identification and your SIN card when inquiring about your OSAP account.

When you have completed your application mail, drop off or upload any required supporting documents to the Student Awards & Financial Aid office at the University of Waterloo.

You will also be required to print, read and sign the Master Student Financial Assistance Agreement (MSFAA) and take it to a designated Canada Post outlet. They will mail the document to the National Student Loan Service Centre (NSLSC) on your behalf. Please do not send this form to the Student Awards & Financial Aid office.

Apply using a paper application

There are some situations where you will need to use a paper application to apply for OSAP.  The paper application is available for printing on the OSAP website

Please submit your completed paper application, with all required signatures and any other required supporting documentation to the uWaterloo Student Awards & Financial Aid Office.

How to add a term to an existing OSAP assessment

Complete an Extension Form if you have already applied for OSAP for the current academic year and would like to update your existing assessment due to one of the following reasons:

  1. You are returning for an additional academic term during the same academic year
  2. You are on co-op work term and require additional funding for living costs
  3. You have completed an undergraduate degree and are returning as graduate student

Student budget calculator

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Spring 2016 OSAP processing

When is your spring 2016 OSAP issued? OSAP Confirmation of Enrolment processing has begun for spring 2016 term and will continue regularly throughout the term. It takes approximately 7 business days for funding to be deposited to your bank account. 

March Break 2016 open house presentation