Keep your loans in good standing

Interest-free status

Previous OSAP loans will go into repayment six months after the end of the last term in which you received OSAP. Loans can be kept interest-free when you are in full time studies or on an official co-op work term and:

Note: For other provincial loan programs, please complete a Schedule 2 form available from the Student Awards and Financial Aid Office.  

Repay your loans

Loan repayment is administered through the National Student Loan Service Centre (NSLSC). Watch the OSAP repayment webinar:

You’ll learn about:

  • The importance of the first 6 months after you leave school
  • Understanding your Consolidation Agreement
  • Your interest rate options
  • Choosing your repayment term
  • Maintaining your student loan in good standing
  • Avoiding repayment difficulties

The NSLSC website also offers information about:

  • Repaying student loans
  • Repayment assistance plans
  • Managing student loan debt

What's your Net Tuition?

If you have an OSAP application, click "What's my Net Tuition?" at the bottom of your fee bill to find out!

Finance presentation