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US loans

The University of Waterloo does not participate in the U.S. Department of Education's Direct Loan Program. For more information about private loans, see Sallie Mae for the Smart Option Student Loan.

If you have dual US and Canadian citizenship, you may be eligible for government aid through the province in which you and/or your parents last resided.

For more information, contact our general line at 519-888-4567 ext. 33583.

OSAP Processing

Fall 2018 term OSAP documentation is processed in the order of date received. Please allow us time for processing.

We are currently processing:

  • Documents┬áreceived the week of Sept 24
  • Applications received the week of Sept 17

What's your Net Tuition?

If you have an OSAP application, click "What's my Net Tuition?" at the bottom of your fee bill to find out!

How to apply for OSAP

Watch this video to learn about applying for OSAP.

How much aid can I get? Try the OSAP Aid Estimator