Health insurance

As a full-time international student at the University of Waterloo, you have two health plans that cover different health related issues. You'll need to print out two health cards. 

1. University Health Insurance Plan (UHIP)

As a full-time international undergraduate student in your first term, your student account will be automatically charged for UHIP coverage. Full-time and part-time graduate students in on-campus programs are automatically charged for UHIP coverage on their student account.

Your registered status on Quest must be “Fees Arranged” for Student Financial Services to activate your coverage with Cowan Insurance. Cowan Insurance will email your UHIP coverage card to your UWaterloo email address within two weeks after that. Please have this card accessible at all times in case of a medical emergency.

2. Your supplementary Health and Dental Plan

Your WUSA/GSA student Health & Dental Plan is additional to the UHIP coverage and covers medical services that the UHIP plan does not, including prescriptions, physiotherapy, chiropractor, massage therapists, visits to the dentist or eye doctor, and travel insurance.