Phone, text message, and web-based scams are on the rise in Canada. Fraudsters invent new schemes and strategies daily. It is vital that students learn how to identify illegitimate claims to protect themselves.
Scammers use fear and cause confusione to manipulate us. If you receive a call or text from an unfamiliar number, ignore it. If someone you do not know insists they are trying to help you but uses intimidation or threats, it is illegitimate. If you’re looking for housing and the price is too good to be true, it’s a scam.
Remember: even if a someone tells you to act quickly, it’s important to take your time and assess the situation carefully to avoid being scammed.
Know the signs of a scam
Phone, email or text requests are likely illegitimate if:
- Official agencies contact you for payment or personal information without warning
- You are asked for your banking information or social insurance number (SIN)
- You are asked to make payments in Bitcoin, through wire transfer or purchase gift cards
- You feel threatened or are scared
Tip: If you receive a threatening phone call, hang up even if the caller tells you not to. Write down everything you remember from the call (e.g., phone number, badge number, where they claim to be calling from, details of the request, etc.). Call the Waterloo Regional Police Service non-emergency line to discuss the call with an officer.
Job offers are likely illegitimate if:
- You are promised a high-income for little or no effort
- You are asked for banking information and to send a transfer to access work materials
- You are asked to cash a cheque and to transfer part of the payment back to the company or individual
- You are charged a fee for work related credentials and/or pay stubs to meet program or job requirements
Housing offers are likely illegitimate if:
- You are asked to send a deposit without seeing the rental unit
- If you are asked to pay in cash
- If the landlord or subletter is difficult to get a hold of
- If you request to see the rental unit and the landlord or subletter declines
- The rent amount seems too low for market value
- The lease or sublet agreement doesn't seem complete
If you suspect you may be the victim of a scam, it is important to come forward. There are resources available to support you. Reporting will not have an impact on your academic standing with Waterloo or your Canadian visa.
If you suspect you may be the victim of a scam, contact:
- University of Waterloo Special Constable Services - 519-888-4911 or email@example.com,
- Waterloo Region Police Services - Call the non-emergency line at 519-570-9777, or
- File a report with the Canadian Anti-Fraud Centre website
If you need support, counselling services are available:
- Counselling Services - 519-888-4096 (#2 on prompt for Counselling Services)
- Mates (peer support) - firstname.lastname@example.org
- Here 24/7 - 1-844-437-3247
Visit the Government of Canada website to learn about scams targeting newcomers to Canada