U.S. funding programs

If you have dual U.S. and Canadian citizenship, you may be eligible for Canadian government aid through the province/territory in which you and/or your parents last resided.

U.S. Department of Education - Direct Loans

The University of Waterloo is listed as an eligible international institution with the U.S. Department of Education. Details on University of Waterloo program eligibility and application process is found on our U.S. Direct Loans page.

In School Deferment

Loans from previous study periods may be deferred while you are studying full time. Students should review the Federal Student Aid website for details on deferment.

In-School Deferment Forms can be completed by the Student Awards & Financial Aid office or submitted online through NSLDS.

529 Plans

The University of Waterloo is listed as an eligible international institution with the U.S. Department of Education.

Consult your state 529 plan to discuss how to begin the distribution process for the funds. The following specific institutional details are required to process the payment.

Federal School code G08526
OPE ID school code #00852600

Sallie Mae Student Loans

The University of Waterloo is set up to administer Sallie Mae loans. Please apply directly with Sallie Mae Student Loans.

Your private loan funding will be released in instalments each term. The funds are sent electronically to the University of Waterloo. The funds will be applied first to any fees outstanding and any resulting credit will be refunded to you by the Student Financial Services office.

U.S. Veterans Affairs GI Bill

The University of Waterloo is a Veteran Affairs (VA) approved institution to certify the VA Enrollment Certification form through the U.S. Veterans Affairs GI Bill.

Please contact us to confirm if your program is approved with VA already. If required, we will send a program approval application to the VA for reveiw. This can take several months.

Students must request certification for each academic term that they want to receive Veterans Affairs benefits. Please submit your certificate to our office each term prior to the Fee Arrangement deadline. We can then provide information for submitting a promissory note.