MicroInsurance in International Development

Thursday, March 1, 2018

On February 8, 2018, the READI project and the Canadian Association of International Development Professionals (CAIDP),  a non-profit corporation that was federally registered in February 1993 under the name Canadian Association of International Development Consultants (CAIDC) hosted a webinar titled, MicroInsurance in International Development.

During the webinar, an expert panel drawn from our Canadian International Development community, the International Actuarial Association and the Canadian Institute of Actuaries will provide insights on the use of Microinsurance in International Development. The expert panel included Denis Garand (DGC), Dana Peebles (Kartini) and Nigel Bowman (Inclusively Solutions).  

Some of the points that will be covered are:

  • What is microinsurance?
  • What is holding back wide spread use of microinsurance programs?
  • What models could be used or adapted?
  • What issues need to be addressed to make them gender sensitive?

The full webinar can be viewed in the video below:

Remote video URL

Biographies on each of the speakers can be found below as well as their presentations.

Speaker – Nigel Bowman

Nigel Bowman is a qualified actuary. Before qualifying as an actuary via the Faculty of Actuaries in Scotland in 2001, he completed a Bachelor of Commerce degree at the University of Stellenbosch. After graduation from university, he worked in various life insurance product development roles at Metropolitan Life, a medium sized South African based life insurance company, before being appointed to head the product development function for Metropolitan’s expansion into sub-Saharan Africa. In this position he was part of the core team involved in setting up life insurance subsidiaries in a number of African countries. In particular, he was involved in establishing a subsidiary in Nigeria and was responsible for developing the company’s range of life insurance products for the retail mass and corporate markets. Nigel is now the Product and Distribution Executive of the International Actuarial Association.


Speaker-Denis Garand

From 1981 to 2000 worked for a cooperative insurance company as Group Actuary, Director of Marketing and Vice-President of Group insurance as well as an advisor to developing cooperative insurers. Since 2001, Denis had been an independent consultant at DGC, focusing on the Canadian group insurance industry, international microinsurance programs, health insurance and regulatory management of insurance industry. Canadian assignments have included strategic reviews, capital management, training, product development, pricing, mergers, insurance company start up and the development of the first Canadian disability incidence study. Denis is the preeminent expert on disability insurance in Canada, has advised insurance regulators in seven countries, and advised health insurance programs in 12 countries.

Internationally Denis Garand has worked on all facets of microinsurance focusing on micro health insurance. Assignment have been conducted for ADB, AKAM, BearingPoint, CCA, CGAP, FFH, MIME, ILO, ILO-STEP, Sanasa, GIZ, The World Bank, ICMIF and many others . He has experience on all aspects of micro insurance around the globe. Denis is Board member of the Microinsurance Network, IAA IAIS Working Group on actuaries in microinsurance and is co-author on many topics in microinsurance and health insurance.


Speaker – Dana Peebles

Dand Peebles has 36 years’ experience in international development, with sub-specializations in gender equality, adolescent and youth participation and development and adult basic education and skills training.  For 30 of these years Ms. Peebles has focused her attention on gender equality, with a particular focus on institutional gender mainstreaming, social change management and gender issues in a private sector context. She has worked as a Project Gender Advisor for multiple CIDA or GAC-funded projects and has held Standing Offers and a supply arrangement in gender for CIDA/GAC since 2001 as well had a framework agreement in gender with Sida for 4 years.

Ms. Peebles also has solid experience as an evaluation Team Leader on diverse projects.  This includes 6 global and regional evaluations with UN agencies, 2 with UNDP and UN Women at the national level and having served as Team Leader for the Mid-Term Review of UNDP’s 2008-2013 Gender Equality Strategy. Ms. Peebles has also worked in project management and as technical advisor/analyst and trainer in related fields, including 10 years in the Middle East, Africa, Eastern Europe, Southeast and Central Asia, and Latin America. This includes 3.5 years working in diverse roles in Indonesia. Ms. Peebles is also the founder and Director of Kartini International, an award winning consulting firm that specializes in gender equality services.