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Next year, the federal government will begin uploading nearly 2,000 user-friendly flood plain maps, updating them with the most recent geospatial data. Eventually, entire communities will find themselves publicly identified as at-risk. What that will do to the value of their homes and their flood insurance premiums (assuming they can even get insurance), is obvious.

Flood picture

Is Quebec Premier François Legault’s offer to pay homeowners $200,000 to abandon their flood-prone houses an example of government largesse, or an unjust drop in the bucket for residents whose homes were once worth far more?

The answer is complex, because when it comes to building homes on flood plains, there are several players who may share the blame, including the federal, provincial and municipal governments, the homeowners, and a capricious global weather system.