In-person Finance operations are suspended until further notice. For information about student-related topics, please contact The Centre.  For Faculty or Staff related enquiries,  Finance service modifications are available on the Finance Resources COVID-19 website or you can visit our Contact Us page.

Due Dates and Late Fees

Due Dates

Due dates are posted here a year in advance to allow you and your family to plan ahead to avoid a late fee. You are responsible for ensuring that your payment arrives on or before the due date each term, or that you have completed the Promissory Note process because you have financial aid coming to you during the term, by the due date each term. The Promissory Note cannot be used to submit proof of payment in full; you must also have financial aid coming to you during the term.

Payments in full or Promissory Notes received after the due date will result in a late fee charged to your student account. Due dates are non-negotiable; late fees will not be waived. Exception: If there are no charges on your student account until on or after the due date, you will have 14 days to complete your payment in full or Promissory Note without a late fee.

We do not make exceptions for these or similar situations that may result in a late fee:

  • someone else made the payment or completed the Promissory Note for you,
  • you were not finished making changes to your program, course load or housing
  • you did not receive an email from Student Financial Services about the due date,
  • you did not have access to the internet at the due date,
  • you did not have access to your online banking at the due date,
  • you experienced delays in accessing personal financial resources,
  • you made a payment to the wrong institution or to the wrong department at uWaterloo,
  • you were given incorrect information by another department on campus,
  • you assumed or believed that you had already completed your payment in full or Promissory Note for the term,
  • you misunderstood the instructions in our emails and on our website regarding how to become Fees Arranged for the term,
  • you did not receive proof of financial aid to support your Promissory Note, by the due date,
  • you were confused, distracted, preoccupied, or otherwise unaware of the due date until it had passed.

Schedules of Due Dates and Late Fees

2021 - 2022 academic year

2020 - 2021 academic year

2019 - 2020 academic year


Paying your Tuition?

Your payment must arrive and be showing on your student account by the payment due date to avoid a late fee charge and account holds.

If you have an account at a bank in Canada, the best way to pay your student fees is by bank payment. Bank payments typically take 2-3 business days to appear on your student account.

If that isn’t possible, we can also accept a certified cheque, money order, or bank draft from a Canadian bank. We strongly recommend that this type of payment be sent by courier or via expresspost with tracking, well in advance of the due date.

To make an international tuition payment, use one of our approved international payment options.