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Is Quebec Premier François Legault’s offer to pay homeowners $200,000 to abandon their flood-prone houses an example of government largesse, or an unjust drop in the bucket for residents whose homes were once worth far more?

The answer is complex, because when it comes to building homes on flood plains, there are several players who may share the blame, including the federal, provincial and municipal governments, the homeowners, and a capricious global weather system.

A motto for the prepared home owner: Water is coming.

Apologies for jumping aboard the Game of Thrones trend – “Winter is coming” is the motto of a dynastic family in the book and TV series. But there is no overdramatizing water’s malevolent force when you own a house with a basement.

Water Institute member Blair Feltmate points to the study's predictions for quadrupling of flooding along the Halifax waterfront as sea levels rise 20 centimetres over current levels by mid century.

Feltmate, head of the Intact Centre on Climate Adaptation at the University of Waterloo, said in an interview Friday that projections of 75 centimetres to one metre of relative sea level rise for the East Coast by the end of the century are “a wake up call and a call to arms.”