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Emergency loans

Emergency loans provide assistance to students experiencing short-term financial problems. They will remain interest-free for a specified time period and cannot be used for tuition or residence fees.

Apply online using the Undergraduate Student Emergency Loan application to request a short-term emergency loan from the University of Waterloo.

Once submitted, the Student Awards and Financial Aid Office will review and if approved, the loan will usually be available within three business days.

What's your Net Tuition?

If you have an OSAP application, click "What's my Net Tuition?" at the bottom of your fee bill to find out!

How to apply for OSAP

Watch this video to learn about applying for OSAP.

How much aid can I get? Try the OSAP Aid Estimator