Emergency loans

Emergency loans provide assistance to students experiencing short-term financial problems. They will remain interest-free for a specified time period and cannot be used for tuition or residence fees.

Apply online using the Undergraduate Student Emergency Loan application to request a short-term emergency loan from the University of Waterloo.

Once submitted, the Student Awards and Financial Aid Office will review and if approved, the loan will usually be available within three business days.

Anticipated Aid for your Promissory Note

OSAP, award and scholarship amounts will be posted as Anticipated Aid on your Quest account each term. Amounts will be updated throughout the Promissory Note period.

OSAP Processing

Winter 2019 full-time OSAP 

  • Extensions received the week of Feb 11
  • Documentation received the week of Feb 11

Spring 2019 full-time OSAP