The University of Waterloo’s Accounting and Financial Management (AFM) program brings accounting, finance, technology and human skills together from day one. Learn differently. Think across boundaries. Build the skills employers want most.
Degree
Graduate with a Bachelor of Accounting and Financial Management degree.
Co-op outcomes
$64K CAD average total co-op earnings, with some SAF students earning $107K+ before graduation.
CPA/CFA
A distinct pathway to a CPA or CFA professional designation, built into your degree from the start.
Global network
10,000+ SAF alumni. 38 countries worldwide. A global community driving business.
Everybody wants a seat at the table
The people who shape the future do more than earn a seat. They influence the conversation.
In Accounting and Financial Management (AFM), you'll develop expertise in accounting and finance while learning how technology, strategy and data drive business decisions. Through hands-on experiences, industry connections and specialized learning opportunities, you'll gain the skills to understand complex challenges from every angle.
Because the leaders that organizations listen to aren't just experts. They're the people who can see the bigger picture.
Earning a seat at the table isn't the goal. Making your voice count once you're there is.
Five parts. One new approach to business education. You'll gain the perspective, expertise, credentials and experience to see the bigger picture, create value and make informed decisions.
Value Suite
See business as a whole. The Value Suite brings business disciplines together around value creation, combining human skills, business insight and technology to prepare you for a changing world.
Tech Stack
Work with what’s changing. The Tech Stack builds the skills to use data, AI and emerging technology to make smarter decisions.
Specializations
Build expertise where business needs it most. Choose a specialization from areas like assurance, tax, corporate finance and venture capital and private equity.
Professional designations
Earn a degree with pathways to the most respected professional credentials in business, including the Chartered Professional Accountant and Chartered Financial Analyst designations.
Co-op
With co-op, you’ll graduate with a degree, a track record and a path to full-time work. Nearly 60% of SAF students are hired by a previous co-op employer after graduation.
Your first year
You won't spend your first year choosing between accounting, finance, technology and business. You'll learn how they connect and build the skills that underpin every stage of your AFM journey.
1A: Build your foundation
Develop skills in:
- Understanding financial information
- Analyzing business data
- Identifying how businesses create value
- Making evidence-based decisions
- Communicating business insights effectively
1B: Expand your perspective
Develop skills in:
- Evaluating financial markets
- Solving complex business problems
- Applying entrepreneurial thinking
- Connecting accounting, finance and strategy
- Assessing opportunities in a changing business environment
Your degree gives you the flexibility to take what you’ve learned and build a career around your strengths, interests and ambitions.
Accounting
Assurance. Advisory. Tax. Corporate reporting.
Finance
Investment banking. Asset management. Private equity. Corporate finance.
Consulting
Strategy. Technology. Risk. Opertations.
Analytics
Data analytics. Forecasting. Business intelligence. Decision science.
Entrepreneurship
Startups. Venture capital. Product development.
Business leadership
Management. Strategy. Corporate governance. Executive leadership.
AFM graduates build careers with leading organizations worldwide.
Your network starts with the people beside you. Then it gets bigger.
You’ll build relationships with classmates, faculty, staff, alumni, recruiters and industry professionals. They share what they know, challenge how you think, open doors and help you navigate what comes next.
And when you graduate, your network doesn’t stop. It goes global.
The people you meet become mentors, trusted contacts, sounding boards and, over time, colleagues. Wherever your career takes you, your AFM community is already there.
Co-op gives you experience. AFM gives you a professional network for life.