Health Services accepts all provincial health plans, for example, the Ontario Health Insurance Plan (OHIP), and the University Health Insurance Plan (UHIP) for international students for most physician visits.
Student health and dental plan
Full-time undergraduate students who are enrolled in 1.5 on-campus credits, undergraduate co-op students on an officially recognized work term, and graduate students on a study term are automatically enrolled in the FEDS/GSA Health and Dental Plan.
For information regarding the health and dental plan, visit Student Care, call 1-866-369-8794, or visit the Finance website. The plan provides extended health care coverage for important services not covered by your basic health plan, such as prescription drugs, vision care, dental care, travel health coverage, and more. The Health and Dental Plan office is located in Health Services, room 1006.
Information about the new OHIP+ program is available on the StudentCare website.
Student medical insurance coverage on co-op outside of Canada
If you are an insured Ontario resident with a valid Ontario Health Insurance Plan (OHIP) health card you are entitled to certain benefits when outside of Canada; however since coverage for out-of-country health care services is limited, you should consider purchasing supplementary insurance.
Full-time undergraduate students who are enrolled in 1.5 on-campus credits, undergraduate co-op students on an officially recognized work term, and graduate students on a study term are automatically enrolled in the FEDS/GSA Health and Dental Plan which offers international coverage for 150 days per trip.
For more information on staying insured while working abroad, please visit the co-operative education website.
Every Ontario resident (Canadian Citizens and Permanent Residents) with a primary home in Ontario is entitled to access emergency and preventative care under OHIP free of charge.
If you have applied for Permanent Resident status in Canada and have received your "approval in principle" letter from Immigration, Refugees, and Citizenship Canada (IRCC) you may be eligible for OHIP coverage.
Please see the OHIP website to determine your eligibility.
University Health Insurance Plan (UHIP)
UHIP coverage is compulsory for every student not covered by a Canadian provincial health plan (eg. OHIP)
International undergraduate students will be automatically charged for coverage under the University Health Insurance Plan (UHIP) for the first time once they have enrolled in more than two .5-credit on-campus courses. Continuous coverage must be maintained throughout your academic career at the University unless/until you can provide proof of having obtained OHIP coverage or an equivalent health plan.
International graduate students are charged the UHIP fee during every term, including Inactive terms, to ensure continuous coverage for the duration of your program.
International students should be covered under UHIP and the Feds/GSA Health and Dental Plan as they cover different things.
For more information, as well as expected charges for UHIP coverage, please visit the finance website. If you find you are not being charged for UHIP or your need to enrol your dependants, please visit the Student Finance Services.
Some of the services we provide are uninsured services and are not covered by UHIP, OHIP, or other provincial plans. Please refer to the list of uninsured services for information and fees associated with various medical services.