Co-op work term and OSAP

You have the option to apply for full-time or part-time OSAP while on an official co-op work term depending on if you are also enrolled in courses. Professional Development (PD) courses do not count as there are no tuition and fees associated. 

Full-time OSAP 

• Must be on an official co-op work term on Quest and report your co-op income on the application.  
• Do not need to be enrolled in any courses during the work-term to be eligible for full-time OSAP. 
• Considered for living costs during the work-term. If also taking a course during the work term, OSAP will include the tuition and fees and assess a student for both living and educational costs. 
• How to apply:  
• If you have a fully processed full-time OSAP application for the current academic year, you can extend this application by submitting an OSAP extension form 
• If you do not have a fully processed full-time OSAP application for the current academic year, submit a new online full-time application on the OSAP website. 
• Indicate a 100% courseload on your application while on an official co-op term.  

Part-time OSAP 

• Must be taking a course (PD course do not count as there are no tuition and fees associated). 
• Considered for educational costs only during the work term. 
• How to apply:  
• submit a new online part-time application on the OSAP website.  
• Course load for OSAP must match how many courses you are enrolled (e.g., 0.5 units =20%) 

Other things to consider 

• You will use up more weeks of your OSAP lifetime limit. 
• You must include any co-op earnings on your application as study period income. Which must be declared on your OSAP application/extension form. 
• You could incur more debt.