University of Waterloo default rates

Our students have consistently maintained an excellent reputation for repaying their loans after graduation. This has resulted in the University of Waterloo enjoying one of the lowest loan default rates in Ontario.

To view the most current rates available, visit the Institutional Analysis and Planning website.

Processing

Full-time OSAP 

  • 2023-24 OSAP documents received the week of June 24
     
  • 2024-25 OSAP supporting documents received the week of June 17
  • 2024-25 OSAP appeals received the week of May 20