University of Waterloo default rates

Our students have consistently maintained an excellent reputation for repaying their loans after graduation. This has resulted in the University of Waterloo enjoying one of the lowest loan default rates in Ontario.

To view the most current rates available, visit the Institutional Analysis and Planning website.

Processing

Full-time OSAPĀ 

  • 2023-24 OSAP documents received the week of July 15
  • 2024-25 OSAP supporting documents received the week of July 15
  • 2024-25 OSAP appeals received the week of July 8