Spreadsheets + science = career success
Global challenges such as fighting disease, creating clean energy, and protecting the planet need more than science. They need people who combine financial insight with strategic thinking to turn research into real solutions.
The world doesn’t just need great scientists; it needs scientists who make sure breakthroughs reach those who need them.
Science and Financial Management is a one-of-a-kind program that integrates science with accounting and finance. You’ll choose a science specialization in Biotechnology, Earth and Water Science, or Physics of Systems and Energy while working toward a Chartered Professional Accountant (CPA) or Chartered Financial Analyst (CFA) designation.
With 16 months of paid co-op experience throughout the program, you’ll turn classroom learning into real impact by working in research labs and/or helping innovative organizations make financial decisions.
You’ll graduate with a powerful mix of skills that will help you lead change and solve problems that matter.
What courses will you take?
First-year courses
You'll need to complete all required courses for one of the accounting or finance specializations. The pathway you choose will determine the SAF specializations they are eligible for.
September to December
- AFM 112 – Analytical Methods for Business 1
- ACC 191 – Foundations for Financial Reporting
- ENGL 193 / COMMST 193 – Communication in the Sciences
- AFM 415 – Special Topics
- AFM 416 – Special Topics in Finance
This a sample schedule.
When you choose a science specialization, your first-year courses will remain the same, other than the introductory Biology, Physics, or Earth Sciences course taken between January and April. Detailed information about which courses to take will be provided during course selection in June and July.
Types of courses you'll take
This is a general guideline. The ratio of courses may change slightly from year to year.
Skills you'll develop with this major
- Financial analysis and audit
- Project management
- Critical thinking and analysis
- Time management
- Corporate analysis
This isn't an exhaustive list – rather a glimpse into the skills this major can provide.
Your experience will be unique, and the skills you develop will depend on your goals; which courses you take; and your involvement with any clubs, jobs, or research projects.
Science + AI: Discover what’s possible
Artificial intelligence is transforming the way scientists explore our world, from uncovering patterns in biological data to tackling global challenges in health and the environment.
At Waterloo, students in the Faculty of Science can learn how AI and science work together to drive new discoveries and innovation.
Examples of how we're using AI to make an impact
- Waterloo co-op student applies machine learning to develop tools to forecast drought in Kenya
- AI modelling shows planting in northern forests could help Canada become carbon-neutral
- Waterloo co-op students contribute to SickKids research which uses AI in genetic studies of cerebral palsy
Faculty:
Faculty of Science and the School of Accounting and Finance
Degree:
Bachelor of Science and Financial Management
Available as a co-op program?
Co-op only
Available as a regular program?
No
Available as a minor?
No
Build an awesome résumé. Explore different career paths and gain hands-on experience during your co-op work terms. This program builds the skills employers are looking for and sets you on a direct path to earning your CPA or CFA.
Get career-relevant skills. Our curriculum emphasizes case-based lectures and workshops, along with the communications and analytical skills you’ll need for roles in leadership and management.
Co-op = relevant paid work experience
In the world's leading co-op program, you'll explore potential careers, learn to interview for jobs, graduate with up to two years of valuable experience — and make money!
Sample co-op job titles
- Staff accountant
- Financial analyst
- Supply chain analyst
- Tax consultant
- Assurance, external auditor
- Wealth management financial reporting analyst
- Transfer and administration assistant
Co-op work-study sequence
Starting in second year, you'll normally alternate between school and work every four months, integrating your classroom learning with real-world experience. You can return to the same employer for a couple of work terms to gain greater knowledge and responsibility or work for different employers to get a broad range of experience.
Your first work term will be in the winter term of second year.
| Year | September to December (Fall) | January to April (Winter) | May to August (Spring) |
|---|---|---|---|
| First | Study | Study | Off |
| Second | Study | Co-op | Study |
| Third | Study | Co-op | Study |
| Fourth | Co-op | Study | Co-op |
| Fifth | Study | - | - |
Admission requirements
Ontario students
Six Grade 12U and/or M courses including
- English (ENG4U) (minimum final grade of 70% is required)
- Advanced Functions (minimum final grade of 70% is required)
- Calculus and Vectors (minimum final grade of 70% is required)
- Two of Biology, Chemistry, Earth and Space Science, Mathematics of Data Management, or Physics
Admission average: low to mid-80s
Not studying in Ontario?
Search our admission requirements.
How to apply
Apply directly to this program on your application.
Get information about programs, applying, and more!
Connect with us
Questions about courses, programs, requirements, or careers?
Please contact our recruitment team within the School of Accounting and Finance or Faculty of Science who can answer any questions you have.
You can also check out the Faculty of Science and the School of Accounting and Finance on Instagram!