Student works on laptop at table with other University of Waterloo students in background

No question, university is a big investment. The money that you – and possibly your family members – contribute is the foundation for your financial plan, but you may need more to cover all of your university costs.

First-year tuition fees

Scholarships and other financial assistance

Learn about scholarships (based on academic or personal achievement), bursaries (based on financial need), and government assistance such as OSAP.

Budget calculator

Estimate your first-year costs (including residence, meal plans, or living off campus) and resources using our student budget calculator.


Earn money and experience through co-op

Through Waterloo's co-op program, students make an average of $14,400 per four-month work term which can help pay for school. You'll have between four and six co-op work terms.

Other ways to pay for your education

Scholarships, bursaries, student loans, and part-time jobs are just some of the ways to help pay for university.


Check out the ultimate guide to financing your university education.