For Regular employees working beyond age 65, benefits will continue as highlighted below:
| Age Change | Pension plan | Life insurance | Sick leave | Extended health | Dental | Long-term disability |
|---|---|---|---|---|---|---|
| Age 64.5 | Same as active benefit | Same as active benefit | Same as active benefit | Same as active benefit | Same as active benefit | No Coverage Premiums cease 1st of the month 6 months prior to 65th birthday |
| Age 65 | Same as active benefit | Basic life (1x annual salary) continues at no cost to employee Additional life (2-6x's salary) is fully paid by the employee (optional premium rates apply) |
Same as active benefit | Same as active benefit | Same as active benefit | No coverage |
| Age 69 | Same as active benefit | Basic life (1x annual salary) continues at no cost to employee Additional life (2-6x's salary) is fully paid by the employee (optional premium rates apply) |
Maximum entitlement is 120 cumulative days. Staff USG 1-4 and CUPE: 90 cumulative days of sick leave up to maximum credited sick leave of 120 days |
Same as active benefit | Same as active benefit | No coverage |
| Age 70 | Same as active benefit | Retiree life benefit applies | Maximum entitlement is 120 cumulative days. Staff USG 1-4 and CUPE: 90 cumulative days of sick leave up to maximum credited sick leave of 120 days |
Same as active benefit, except out-of-country coverage is limited to 60 days per trip | Same as active benefit | No coverage |
| Age 71 | Contributions stop and pension must be put in pay December 1st of the year you turn 71 | Retiree life benefit applies | Maximum entitlement is 120 cumulative days. Staff USG 1-4 and CUPE: 90 cumulative days of sick leave up to maximum credited sick leave of 120 days |
Same as active benefit, except out-of-country coverage is limited to 60 days per trip | Same as active benefit | No coverage |