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Paying for your education

Entrance scholarships

Waterloo provides a range of scholarships to qualified students. You will automatically be considered for most scholarships, although some do require applications.

Entrance bursaries

An entrance bursary, which you do not need to pay back, is based on financial need. The application deadline for Waterloo's entrance bursaries is in early April each year with bursaries awarded in late May.

Once you're a Waterloo student, there are bursaries you can apply for in first year and your upper years.

Earn $37,000 to $77,000 through co-op

Co-op is not just a great way to try out career areas and gain hands-on experience, it's a good way to earn money to help pay for your education.

As a Waterloo co-op student, you can earn on average $37,000 to $77,000 over the course of your work terms.

On-campus jobs

The work-study program provides on-campus part-time jobs for full-time students who need help in covering their education-related costs.

There are also hundreds of part-time jobs on campus outside of the work-study program.

Other sources of scholarships

Ontario Student Assistance Program (OSAP)

  • Government loans and bursaries for Ontario residents (as defined by OSAP) to help you finance your education.
  • Application forms are available on the OSAP website in early May.
  • Visit Waterloo's Student Awards & Financial Aid website for details on how to apply for OSAP.

Financial aid for students from outside Ontario

If you're not an Ontario resident, visit the Student Awards and Financial Aid website for links to other Canadian and U.S. loan programs.


Guarantee of undergraduate student financial support

At Waterloo, we're committed to helping you make sure that lack of money doesn't get in the way of your success.

  • In accordance with Ontario's Student Access Guarantee, Waterloo ensures that Ontario students in need have access to the resources they require for their tuition, books, and mandatory fees.

Your commitment:

  • Students are required to seek financial support from all sources, including family, employment, loans, and government support programs.

For complete details, visit the Student Awards and Financial Aid website.

*Note: The University determines unmet provincial need by using OSAP allowable costs minus the student's expected resources. Where other provincial jurisdictions include institutional bursaries as a resource, the University is not in a position to provide further bursary assistance to replace/repay loan overpayments.

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