Human Resources
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Life insurance | Extended health |
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Questions about coverage or claim assessments should be directed to Canada Life at 1-800-957-9777.
For the extended health coverage, changes to marital status, coordination of benefits, registration of dependents or dependent student status should be directed to hrhelp@uwaterloo.ca or Human Resources reception at extension 45935.
The dental benefit ceases at retirement. To find out more about dental coverage for retirees (not affiliated with Waterloo), please visit the Retirement Management Services website. The University of Waterloo does not sponsor or pay the premium associated with this coverage.
The Pension & Benefits Committee reviewed the maxima corresponding with the extended health benefit provisions and approved the following changes effective January 1, 2022:
Benefit |
Those who retired after June 6, 2000 |
Those who retired between January 1, 1996 to Jun 5, 2000 |
Those who retired prior to January 1, 1996 |
---|---|---|---|
Out-of-Pocket Max - Single |
$133 |
$133 |
$58 |
Out-of-Pocket Max - Family |
$267 |
$267 |
$115 |
Hearing Aids |
$768 |
$768 |
$671 |
Massage |
$768 |
$768 |
$561 |
Chiropractor |
$768 |
$768 |
$561 |
Naturopath |
$768 |
$768 |
$561 |
Osteopath |
$768 |
$768 |
$561 |
Physiotherapist and Athletic therapist |
$768 |
$768 |
$671 |
Podiatrist |
$768 |
$768 |
$561 |
Private Duty Nurse |
$23,271 |
$23,271 |
$11,197 |
Psychologist (including registered social workers and psychotherapists) |
$975 |
$768 |
$561 |
Speech Therapist |
$768 |
$768 |
$671 |
In the bulletin you will find information relating to your benefit coverage and helpful tips. Please click on the link below, using your date of retirement to ensure you have the right benefit information.
For Regular employees working beyond age 65, benefits will continue as highlighted below:
Age Change | Pension plan | Life insurance | Sick leave | Extended health | Dental | Long-term disability |
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Age 64.5 | Same as active benefit | Same as active benefit | Same as active benefit | Same as active benefit | Same as active benefit | No Coverage Premiums cease 1st of the month 6 months prior to 65th birthday |
Age 65 | Same as active benefit | Basic life (1x annual salary) continues at no cost to employee Additional life (2-6x's salary) is fully paid by the employee (optional premium rates apply) |
Same as active benefit | Same as active benefit | Same as active benefit | No coverage |
Age 69 | Same as active benefit | Basic life (1x annual salary) continues at no cost to employee Additional life (2-6x's salary) is fully paid by the employee (optional premium rates apply) |
Maximum entitlement is 120 cumulative days. Staff USG 1-4 and CUPE: 90 cumulative days of sick leave up to maximum credited sick leave of 120 days |
Same as active benefit | Same as active benefit | No coverage |
Age 70 | Same as active benefit | Retiree life benefit applies | Maximum entitlement is 120 cumulative days. Staff USG 1-4 and CUPE: 90 cumulative days of sick leave up to maximum credited sick leave of 120 days |
Same as active benefit, except out-of-country coverage is limited to 60 days per trip | Same as active benefit | No coverage |
Age 71 | Contributions stop and pension must be put in pay December 1st of the year you turn 71 | Retiree life benefit applies | Maximum entitlement is 120 cumulative days. Staff USG 1-4 and CUPE: 90 cumulative days of sick leave up to maximum credited sick leave of 120 days |
Same as active benefit, except out-of-country coverage is limited to 60 days per trip | Same as active benefit | No coverage |
Please contact us at hrhelp@uwaterloo.ca with any questions or comments.
Want an answer right away? Try our new HR Chatbot!
The University of Waterloo acknowledges that much of our work takes place on the traditional territory of the Neutral, Anishinaabeg and Haudenosaunee peoples. Our main campus is situated on the Haldimand Tract, the land granted to the Six Nations that includes six miles on each side of the Grand River. Our active work toward reconciliation takes place across our campuses through research, learning, teaching, and community building, and is centralized within our Office of Indigenous Relations.