Support resources
Have questions or experiencing an issue with a benefit claim? Contact GreenShield:
Phone (Mon to Fri, 8:30 a.m. - 8:30 p.m. ET):
- 1-888-525-7587, select "Option 1", or
- 1-888-711-1119
Online:
The University of Waterloo provides employees with access to prescription drug coverage as part of your extended health plan coverage.
Your out-of-pocket cap
Eligible paramedical and drug expenses are shared 80% by the plan and 20% out-of-pocket by the employee. Once the employee reaches the out-of-pocket cap, the plan pays 100% of eligible expenses, subject to benefit maximums, and reasonable and customary limits.
The out-of-pocket cap for 2024 is $143 single/$288 family coverage. This represents 20% of a total of $715 in expenses for single or $1,440 in expenses for family.
Predetermination of Coverage
If you expect any significant extended health or dental expenses, it is advisable to submit a cost estimate/predetermination to GreenShield to confirm how much you can expect to be reimbursed.
To determine if a specific medication/treatment will be covered by our plan, we advise you to contact GreenShield, you can submit a request online with GreenShield + to check your coverage.
Once you are registered and logged in, select the button “check your coverage” (bottom left screen) and follow the steps, providing the medication/treatment that is required to see if you are eligible for a service.
Dispensing fees
There is a $7 maximum dispensing fee cap for prescription drugs. The employee must pay any amount above this level. The benefit has a maximum allowable dispensing fee for eligible prescription drugs. If the drug fee exceeds the dispensing fee cap, the difference in values is the responsibility of the employee and the fee is not applied to the employee's out of pocket amount.