Science and Financial Management
Spreadsheets + science = career success
Global challenges such as fighting disease, creating clean energy, and protecting the planet need more than science. They need people who combine financial insight with strategic thinking to turn research into real solutions. The world doesn’t just need great scientists; it needs scientists who make sure breakthroughs reach those who need them.
Science and Financial Management is a one-of-a-kind program that integrates science with accounting and finance. You’ll choose a science specialization in Biotechnology, Earth and Water Science, or Physics of Systems and Energy while working toward a Chartered Professional Accountant (CPA) or Chartered Financial Analyst (CFA) designation.
With 16 months of paid co-op experience throughout the program, you’ll turn classroom learning into real impact by working in research labs and/or helping innovative organizations make financial decisions. You’ll graduate with a powerful mix of skills that will help you lead change and solve problems that matter.
Note: This program was formerly Biotechnology/Chartered Professional Accountancy.
What courses will you take in Science and Financial Management?
First-year courses
There are three science specializations within the program: Biotechnology, Earth and Water Science, and Physics of Systems and Energy. There are also three accounting and finance specializations: Professional Accountant (CPA bound), Financial Markets (CFA bound), and Business Analytics. Students must choose a science and accounting and finance specialization.
The following list provides an overview of what you might take for the Biotechnology specialization.
January to April
This a sample schedule. Courses or when a course is offered may change depending on availability.
After first year
For the Biotechnology specialization, about a third of your classes will be Biology and the other two thirds will be Accounting and Financial Management courses. With your remaining classes, you can choose electives from many of the 100 subject areas at Waterloo.
Types of courses you'll take

This is a general guideline. The ratio of courses may change slightly from year to year.
Skills you'll develop with this major
- Financial analysis and audit
- Project management
- Critical thinking and analysis
- Time management
- Corporate analysis
This isn't an exhaustive list – rather a glimpse into the skills this major can provide.
Your experience will be unique, and the skills you develop will depend on your goals; which courses you take; and your involvement with any clubs, jobs, or research projects.
Faculty:
Faculty of Science and the School of Accounting and Finance
Degree:
Bachelor of Science and Financial Management
Available as a co-op program?
Co-op only
Available as a regular program?
No
Available as a minor?
No
Build an awesome résumé. Explore different career paths and gain hands-on experience during your co-op work terms. This program builds the skills employers are looking for and sets you on a direct path to earning your CPA or CFA.
Get career-relevant skills. Our curriculum emphasizes case-based lectures and workshops, along with the communications and analytical skills you’ll need for roles in leadership and management.
Co-op = relevant paid work experience
In the world's leading co-op program, you'll explore potential careers, learn to interview for jobs, graduate with up to two years of valuable experience — and make money!
Sample co-op job titles
- Staff accountant
- Financial analyst
- Supply chain analyst
- Tax consultant
- Assurance, external auditor
- Wealth management financial reporting analyst
- Transfer and administration assistant
Co-op work-study sequence
Starting in second year, you'll normally alternate between school and work every four months, integrating your classroom learning with real-world experience. You can return to the same employer for a couple of work terms to gain greater knowledge and responsibility or work for different employers to get a broad range of experience.
| Year | September to December (Fall) | January to April (Winter) | May to August (Spring) |
|---|---|---|---|
| First | Study | Study | Off |
| Second | Study | Co-op | Study |
| Third | Study | Co-op | Study |
| Fourth | Co-op | Study | Co-op |
| Fifth | Study | - | - |
Your first work term will be halfway through second year (January to April 2028).
What can I do with a degree in Science and Financial Management
This program leads to the Master of Accounting program, which will qualify you to write the Chartered Professional Accountant (CPA) Common Final Exam (CFE) required to become a CPA. It also provides a direct path to the Chartered Financial Analyst (CFA) designation. You’ll be eligible to write the Level 1 exam before you graduate, Level 2 immediately after graduation, and Level 3 following a year of self-study and work experience.
Possible career areas
- Audit and tax
- Research and development monitoring and assessment
- Pharmaceutical and medical technology
Learn about the future of careers in business.
Admission requirements
Ontario students: six Grade 12U and/or M courses including
- English (ENG4U) (minimum final grade of 70% is required)
- Advanced Functions (minimum final grade of 70% is required)
- Calculus and Vectors (minimum final grade of 70% is required)
- Two of Biology, Chemistry, Earth and Space Science, Mathematics of Data Management, or Physics
Admission averages: Low to mid-80s
Not studying in Ontario? Search our admission requirements.
How to apply?
Apply directly to this program on your application.
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Questions about courses, programs, requirements, or careers?
Please contact our recruitment team within the School of Accounting and Finance or Faculty of Science who can answer any questions you have.