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Paying for your education

Scholarships and bursaries

You'll automatically be considered for most scholarships at Waterloo, although some do require applications. An entrance bursary, which you do not need to pay back, is based on financial need. The application deadline is April 15th. 

Government loans and grants 

Ontario students

The Ontario Student Assistance Program (OSAP) provides loans and grants for Ontario residents. We encourage you to apply for OSAP even if you don't think you're eligible. Many factors affect OSAP, such as your program and whether you're moving away from home. 

Students from outside Ontario

Learn about Canadian and U.S. student loan programs.

Other sources 

  • Waterloo's co-op program is not just an incredible way to gain work experience, it's a great way to earn money. There are hundreds of part-time jobs on campus. 
  • Websites such as yconic.com, scholarshipscanada.com, disabilityawards.ca can be helpful.
  • If you work part time, see if your employer offers scholarships. Have your parents or guardians check with their employers, too. 

How to pay your fees

Financial support statement for Ontario students

We're committed to helping you make sure that lack of money doesn't get in the way of your success. In accordance with Ontario's Student Access Guarantee, Waterloo ensures that Ontario students in need have access to the resources they require for tuition, books, and mandatory fees.

Students are required to seek financial support from all sources, including family, employment, loans, and government support programs. For complete details, visit the Student Awards and Financial Aid website.

Learn more