Information for

Paying for your education

Scholarships and bursaries

You'll automatically be considered for most scholarships at Waterloo, although some do require applications.

An entrance bursary, which you do not need to pay back, is based on financial need. The application deadline is April 15th. 

Scholarships and bursaries are awarded in mid-May.

Government loans and bursaries

The Ontario Student Assistance Program (OSAP) provides loans and grants for Ontario residents.

We strongly encourage you to apply for OSAP even if you don't think you're eligible. Many factors affect OSAP, such as your program and whether you're moving away for university. 

If you're not an Ontario resident, learn about Canadian and U.S. loan programs.

Other sources 

Waterloo's co-op program is not just an incredible way to gain work experience, it's a great way to earn money.

There are also hundreds of part-time jobs on campus. As well, websites such as,, can be helpful.


    How to pay your fees

    University of Waterloo support statement

    At Waterloo, we're committed to helping you make sure that lack of money doesn't get in the way of your success. In accordance with Ontario's Student Access Guarantee, Waterloo ensures that Ontario students in need have access to the resources they require for their tuition, books, and mandatory fees.

    Students are required to seek financial support from all sources, including family, employment, loans, and government support programs. For complete details, visit the Student Awards and Financial Aid website.

    *Note: The University determines unmet provincial need by using OSAP allowable costs minus the student's expected resources. Where other provincial jurisdictions include institutional bursaries as a resource, the University is not in a position to provide further bursary assistance to replace/repay loan overpayments.