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Paying for School

Earn Your Way Through School

Without a doubt, Waterloo’s co-operative-study program (co-op) is the single biggest contributor to our students’ financial well-being. Over the course of a degree (six work terms interspersed with eight study terms), our students make $80,500 on average, and some as much as $170,000!

For many of our undergraduates, co-op is the first opportunity for them to manage their own finances, providing valuable experience and a greater sense of self-worth. Whether they live at home, stay in Waterloo, or go someplace entirely new, our students gain an appreciation for what it takes to make it on their own.

Thanks to co-op, many of our students graduate with little to no debt; however, doing so requires that they budget properly and exercise fiscal moderation during both work and study terms. It may take a work term or two, but students who master these skills will find the transition to “the real world” to be much easier when they graduate.

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